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Union Bank of India Timings, Union Bank of India Working Hours, Union Bank of India Lunchtime, Union Bank of India Neft Timings, Union Bank of India RTGS Timings
Union Bank of India –UBI is one of the largest government-owned banks of India (the government owns 63.44% of its share capital). The Bank was established on 11th November 1919 with its headquarters in Mumbai. All the bank’s branches have been networked with its 6909 ATMs as on 30 September 2015. Its online Tele-banking facility is available to all its Core Banking Customers – individual as well as corporate. As of September 2016, UBI has 4214 branches. Learn about Union Bank of India Timings, Union Bank of India Lunchtime, Union Bank of India Working Hours, Union Bank of India Neft Timings, Union Bank of India RTGS Timings.

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Moreover, Union Bank of India provides a range of banking products through its network of branches in India importantly UBI Net Banking, UBI Login, mobile banking service. It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries. The Bank deals in retail banking, wholesale banking, and treasury services. Bank of Baroda offers a gamut of financial products. Moreover, they deal with digital services through Net banking, Phone Banking, and Mobile Banking. Bank offers various types of loans, credit cards, debit cards, and digital products.
Union Bank of India Timings
Days | Union Bank of India Timings |
Monday | 10.00 AM to 4.00 PM |
Tuesday | 10.00 AM to 4.00 PM |
Wednesday | 10.00 AM to 4.00 PM |
Thursday | 10.00 AM to 4.00 PM |
Friday | 10.00 AM to 4.00 PM |
Saturday (1st, 3rd & 5th) Saturday (2nd & 4th) | 10.00 AM to 4.00 PM Closed |
Sunday | Closed |
Public Holidays | Closed |
Union Bank of India Working Hours
Union Bank of India’s timing starts from early morning at 10.00 am. All employees reach the bank on time and start work timely in the morning at 10.00. They work 6 days a week and the second or fourth Saturday is off. Apart from Sunday, they are closed on only Public Holiday. The Union Bank of India holiday may vary from state to state. Please check the holiday list before going to the bank. Click here to check the list of holidays issue by Reserve Bank of India. The official timing to close the bank is 04.00 pm.
Union Bank of India Lunch Time
Every Union Bank of India branch has a different Lunchtime like other private sectors bank. Bank does not have a fixed lunchtime. At Union Bank of India employees goes in turn. In addition, they are instructed to go in batches so that operations are not disturbed. The focus is to give services to the client. Every client can avail of services from the morning from 10.00 am to 04.00 pm. Clients go at any time, they don’t have to worry about the lunch break as some of the employees will be there to serve them.
Union Bank of India NEFT Timings
NEFT means National Electronic Funds Transfer. As the banking industry is going digital, NEFT plays a vital role in that. The amount is transferred as per the RBI Batches and it operates in half-hourly batches. Currently, there are 48 settlements, so the amount is transferred on the same day and that too on holidays also.
Online Transaction Timings:
24*7, 365 Days – The settlement as per RBI Batches and only transaction amount vary.
At Branches: As per Branch working Hours
NEFT Charges:
Particulars | Charges |
Amount up to Rs. 10,000 | Rs. 2.25 + taxes |
Amount above Rs. 10,000 & up to Rs. 1 Lac | Rs. 04.75 + taxes |
Amount above Rs. 1 Lac & up to Rs. 2 Lacs | Rs. 14.25 + taxes |
Amount more than Rs. 2 Lacs | Rs. 24.75 + taxes |
Union Bank of India RTGS Timings
RTGS means Real Time Gross Settlement. It is an important and common way to transfer money from one bank account to another. The amount is transferred immediately as the processing is completed. There is no waiting period to transfer money. Transaction Limits: The minimum amount to be transferred is 2 Lakh. There is no upper limit to transfer through a bank.
Online Transaction Timings:
Monday to Friday: – 07:00 AM to 05:45 PM
1st, 3rd and 5th Saturday : 07:00 AM to 05:45 PM
2nd and 4th Saturday and Bank Holidays: No RTGS
At Branches: As per Branch working Hours
RTGS Charges:
Amount above Rs 2 lakh up to Rs 5 lakh – Rs 24.50 + Applicable GST
Amount above Rs 5 lakh upto Rs 10 lakh – Rs 49.50 + Applicable GST
UBI Mobile Banking:
Furthermore, if you are looking to access the mobile banking pages here is the relevant link:
Mobile Banking
UBI Mobile Apps
In Conclusion for apps, download them from the links below:
Android Play Store UBI Login | Union Bank of India Internet Banking | Union Bank of India Online Banking Apps:
UBI Banking App: Banking App
Apple Itunes Play Store UBI Login | Union Bank of India Online Banking Apps:
UBI Banking App: Banking App
Learn how to make Union Bank of India Credit Card Payment, UBI Credit Card Payment. Details of Union Bank of India Credit Card statement